Jewelry Insurance For Your Valentine!
Happy Valentine's Day
Love is in the air! This Valentine’s Day, there’s no better time to make sure all of your jewelry is properly protected. Read about how Northeastern Insurance can provide coverage for all of your valuable items! We proudly represent Jeweler’s Mutual for any standalone jewelry coverage.
Types of Jewelry for Coverage
The types of jewelry that are eligible to be covered but not limited to are:
- Engagement Rings
- Wedding Rings
- Luxury Watches
- High-valued pieces costing more than $250,000
- And More!
Depending on the value, you can explore different payment options and deductibles that best fit your needs.
Why Get Jewelry Insurance?
There are many reasons as to why you should consider coverage. Even though homeowner’s insurance can include jewelry on the policy, it may not be enough coverage to protect it to the full value. With a jewelry insurance policy, your special piece would be appraised and the full value would be covered. Here’s a list of different scenarios where your pieces would be protected:
In the event of a burglary or theft, insurance helps recover the value.
Whether your pieces get misplaced or slips off, your coverage would help with the costs.
In the case of a broken clasp or a missing gemstone, insurance can help cover the price of repairs.
Whether you’re traveling locally, internationally, near or far – your valuable items are always protected no matter where you are.
During times of uncertainty, your jewelry is always protected in the event it gets lost or ruined by natural disasters.
If your valuables get misplaced, lost, stolen, or nowhere to be found, they still would be protected through insurance.
As your pieces appreciate, they become insured for less than the value. Many insurance companies offer services to help adjust and update the value so that your items are properly covered.
To make sure your valuable items are kept in pristine condition, preventive maintenance tasks are offered, such as stone tightening, clasp replacements, restringing, etc.
What Isn't Covered with Jewelry Insurance?
Here’s a list of scenarios where your jewelry would not be covered through insurance:
- Rodent/Pest Infestation
- Deterioration
- Resizing
- Cleaning/Inspections
- Intentional actions/parting
- War/Military Actions
About Jewelers Mutual Group
In November 2024, Northeastern Insurance became officially appointed with Jewelers Mutual Group to help expand more opportunities for coverage at the most competitive rate! Since 1913, Jewelers Mutual has been a trusted and reliable company that honors and protects your jewelry with coverages tailored to your needs. Here at Northeastern Insurance, we represent Jewelers Mutual as a reputable carrier, and our agents are here to review all the coverage possibilities for your most valuable items.
Get a Quote for your Jewelry
Make sure your dazzling jewelry is properly protected this Valentine’s Day! If you’re interested in getting a quote, get connected with a local agent today. Call us at 518-346-2886, visit us at 1214 Troy Schenectady Rd in Latham, NY, or submit an online quote below.