Workers Compensation Insurance
Protect your business and your employees with Workers Compensation Insurance!
When owning a business, there are many situations to juggle on a daily basis. Worrying about what will happen if an employee gets injured on the job shouldn’t be one of them. Therefore, make sure your business and the employees that keep it running are protected. Workers compensation insurance is required in New York State and provides several benefits if an employee has a work-related injury or illness. No one ever plans for an injury or illness, so it’s important to have the right coverage for when you least expect it!
Factors to Consider
There are several factors that are considered when determining the rate for this type of policy:
- Payroll
- Type of Industry Your Business Operates
- Type of Work Employees Perform
- Your Business' Claim History
- and More
In addition to the above coverages, Workers Compensation also provides business owners with additional liability coverage in the event that the injured/ill employee takes legal action. In the event that a business faces any lawsuits due to the injury/illness of an employee, workers compensation insurance will help cover costs from legal fees.
Why Do I Need Workers Compensation Insurance?
At the end of the day- Workers Compensation will assist employees through their recovery and help them return to work faster! Keep your business operating smoothly so you and your employees can work with peace of mind.
Get a Quote from an Agent
Connect with a local agent to discuss coverage options that are best suited for your business.