Homeowners Insurance
Homeowners Insurance protects you from the unexpected. We want to make sure your home and personal belongings are properly covered! In the event that you do have any damage to your home, we want to make sure you have the correct coverage in place to rebuild your house from the ground up & replace your personal belongings to bring you and your family back to whole. Your home owners policy will also protect you in the event that your belongings are stolen, someone is to get injured while on your property, and additional living expenses if you cannot stay in your home while it is being repaired.
What does Homeowners Insurance Cover?
Basic Coverages Included-
Dwelling, Other Structures, Personal Property, Loss of Use, Personal Liability, Medical Payments
Optional Coverages-
Inflation Guard, Water Backup, Identity Fraud, Equipment Breakdown, Buried Utility Lines
Equipment Breakdown Coverage-
Helps cover the cost of repairing/replacing equipment and appliances damaged from mechanical and/or electrical failure. Make sure all of your appliances are covered so you have no out of pocket expenses in the event of a loss!
Buried Utility Lines Coverage-
Protect all of your utility lines that run underground! This includes anything from cable lines, water piping, steam piping, sewer piping, sprinkler piping, drain piping, power lines, and fiber optics. In the event that any of these lines leak, break, tear, rupture, or collapse, avoid out of pocket expenses due for repairs.
Whether you are a first time home buyer or just looking to shop your rate- our agents will do a thorough review of your coverages and shop your rate through over 20+ nationally ranked carriers.
Pro Tip- Bundle your Homeowners Insurance with your Auto Insurance policy to have piece of mind knowing all of your belongings are insured in one place. Plus, you may receive additional discounts!