Policy Discounts You Didn’t Know About!
Rising costs across the board have made saving money a priority now more than ever. Thankfully, at Northeastern Insurance, our carriers offer a variety of discounts to our clients to help them continuously save on their different lines of insurance.
Discounts Available To Our Clients Include, But Are Not Limited To:
The Paperless Discount refers to opting into receiving all of your policy documents and communications through email and online. Help with paper waste and save a percentage off of your premium, best of both worlds!
Defensive Driving Discount:
Complete a defensive driver course to receive up to a 10% discount on your auto insurance! Take the course online or in person, then send us a copy of the certificate of completion. Once you complete the defensive driver course, the discount is valid on your auto insurance for 3 years.
Early bird gets the worm! Getting a quote in advance to coverage starting can help you save an extra percentage on your premium. Plan ahead!
Bill Payment Method:
Opting to pay in full if you’re capable is one of the easiest methods to save on your insurance. It also reduces the stressors of late fees or NSF (nonsufficient funds) fees as well. Also, paying monthly through a recurring EFT (electronic fund transfer) may lead to a reduced premium. Not having to worry about manually making that payment every month is relief in and of itself!
Telematics (telematics system) is a type of technology used to collect data about the insured’s driving habits. We use telematics with some of our carriers to analyze client data, offer personal driving feedback, or receive potential discounts on their car insurance policy for driving safely.
One of the easiest ways our clients can save on their insurance is by bundling policies! Our clients can earn a multi-policy discount on a number of combinations of two or more policies.
Smart Home Protection Devices:
Protecting your home with technology that will notify you of any abnormalities or disruptions can help you save on your home insurance! Smart home protection refers to devices and sensors that can notify you of problems before they happen by monitoring temperature, humidity, and air quality.
Home Improvement Savings:
Get rewarded for all of the hard work you’ve put into your home! Renovating a home’s plumbing, heating, cooling or electrical systems, as well as roof, could help you qualify for discounts.
When opting for a higher deductible, your home and auto premiums may qualify for premium reduction opportunities. A low deductible means a higher insurance rate, whereas a high deductible means a lower insurance rate.
Claims Free Discount:
Get rewarded for never having made a claim! While this discount varies between our carriers, it’s usually a significant one that’s worth asking about!