Electrician Insurance
Electrical work, even when it’s done by experienced hands, comes with inherent risks and dangers. An error can result in property damage, injury and/or death, and not to mention the property losses that a business can face. Electrician Insurance helps protect electricians against possible risks, damages, and injuries that could happen while working as an electrical contractor. There are a variety of insurance coverages that can help protect you as you work so you can focus on your business!
What Does Electrician Insurance Cover?
General liability coverage is the crucial and required coverage needed for electricians. A general liability policy is needed first and foremost to get hired for the job. This type of coverage helps cover any possible risks and costs that occur from injuries, as well as any property damage.
A commercial auto policy is needed if you use a vehicle(s) strictly for work, such as your work commutes and transporting work equipment and tools. A commercial auto policy also protects the drivers and vehicle(s) in the case of an emergency or accident that occurs while on the job.
A workers compensation insurance policy is extremely important if you have other employees working for your business. Workers’ Compensation helps protect your business in the case an employee is injured, falls ill, or passes way due to an incident that occurs on the job. A workers’ compensation policy can also cover any medical costs or fees for your employees.
Also known as a Business Owner’s Policy (BOP), this type of policy is used to extend a general liability policy’s coverage to protect even more of your business. This policy will allow any property that you use, lease, or need to be protected, whether it’s commercial and/or personal property. Business Owners Insurance also offers coverage for unexpected events, such as business interruption, or using a temporary location.
Services We Provide
Whether you’re installing or repairing electrical wiring and circuit breakers, ensuring buildings meet electrical codes and more- let us handle your coverages so you can focus on the job at hand! Other commercial policy services we offer include:
- Certificates
- Billing
- Annual Audits
- Policy Renewal Reviews
- And More!
Get Electrician Insurance Today!
To connect with one of our local agents and setup your electrician policy, submit your information online or give our office a call at 518-346-2886 for a free quote today. We Shop, You Save!