National Car Insurance Day!
February 1st is National Car Insurance Day! Auto insurance is not only required in New York State, but it is incredibly important to protect you and your vehicle in the unexpected event of accidents, injuries, property damages, roadside assistance, and more.
Fun Fact-
Car insurance has dated back to the 19th century, with the first insurance policy being sold in 1897 in Dayton, Ohio. Since then, auto insurance has developed to provide the proper coverage to keep everyone and their vehicles safe on the road. Here at Northeastern Insurance, we represent over 25+ nationally ranked carriers to find you the best coverage at the most competitive rate.
Types of Coverages
Auto insurance has a wide variety of coverages to help ensure that your vehicle is always protected from accidents, big or small, including:
The lowest coverage that is always required by New York State, liability coverage helps cover bodily injuries, property damage, and part of the other driver’s damages.
This coverage helps protect glass damage, as well as the other coverages listed above. Comprehensive coverage also includes damage caused out of your control, such as hitting a deer or weather-related accidents.
This coverage provides protection for all of the previous listed, as well if you are considered At-Fault in an accident.
Rental coverage will provide reimbursement if you need a rental car due to a covered loss, and roadside assistance will help in the event your car has a flat tire, needs to get towed, or needs a jump start.
Car Maintenance Tips
For National Car Insurance Day, we wanted to remind everyone of some helpful tips for proper maintenance of your vehicle.
It’s important to keep your car properly maintained so it’s in the best working condition. Properly caring for your car can help prevent accidents, expensive repairs, and sustain car value. Below are some helpful tips that will help keep your vehicle in proper working condition:
It’s recommended to have an oil change approximately every 5,000 miles, to help maintain your engine.
It’s important to make sure your tires are always properly filled to prevent flat tires. You can use an air gauge to check the tire pressure, or stop at a gas station with an air pump station to fill them up. Rotating tires can help extend the life of your tires, and help prevent excessive wear and tear.
If it becomes harder to break, or you hear a squeaking sound – it’s time to replace your brake pads. If left uncared for- it could lead to more intense damage down the road. Replace them when necessary to prevent accidents and improve everyday use.
Make sure you have enough windshield wiper fluid in your system. Checking that your windshield wipers work and are successfully clearing your windshield is important to help with visibility.
It’s important to maintain your battery life in the event your car doesn’t start, and you need a jump start. Make sure to test your battery twice a year, and before the start of the winter season. Also clean off the battery to prevent corrosion.
Team Up with Local Car Dealerships
Buying a car? There are plenty of local dealerships that we work with throughout the Capital Region. We team up with trusted, local dealerships to help make the process fast and efficient for our customers. Whether it’s for a brand-new car vs. used car, or getting new license plates vs. transferring plates- our agents can assist with updating your policy and send the required documents to the dealership within minutes. Listed below are local dealerships to visit today!
Need a Quote?
What better time to take a look at your auto policy and make sure you are receiving the best rate than on National Car Insurance Day!
If you need a quote for car insurance – look no further! Since we are located locally for your convenience, you can visit our office located at 1214 Troy Schenectady Road, Latham, New York, give us a call at 518-346-2886, or submit a quote request online at https://www.northeasterninsurance.com/get-quote/.
How the Quote Process Works
Once you are connected with one of our agents, we will work with you one-on-one to ensure you have the proper coverage in place. After gathering your information, we do all the work for you and shop all of our carriers to find the most competitive rate. We will also review your coverages to identify any gaps to create a custom policy for your needs.
Additionally, at every renewal our Account Manager team will conduct a courtesy policy renewal review to ensure all of your information is still accurate, and continuously shop your policy to make sure you are always receiving the most competitive rate.
So What're You Waiting For?
Let us do the work for you, we make the process easy and simple.
Call, Text, Email, Go Online, or Visit us Today to connect with one of our local agents. We Shop, You Save!