Prepare for Winter Weather

winter snow weather insurance tips
winter snow weather insurance tips

Prepare for Winter Weather

Winter is finally here! As the weather gets colder, it’s important to make sure you are prepared this season from the cold temperatures. Here are some essential tips to help you winterize your home, car, and business this winter season.

In extreme cold temperatures, when water pipes are not properly insulated, they can freeze and/or burst, causing longtime and detrimental damage to your home. You can protect your water pipes by insulating all exposed piping in your home, maintaining a minimum temperature of 50°F in the building, and draining water from any pipes that are not used during the winter months. Keep garage doors closed and cabinets open to keep warmer temperatures closer to pipes!

It’s important to make sure your roof and gutters are safe from the potential dangers of snow and ice. Make sure to clean out your gutters from any debris, inspect your roof for any signs of collapse or damage, and be aware of where you are moving the heavy snow/ice from your roof. You may even consider investing in a roof rake to safely remove large amounts of snow with ease.

Safely remove snow and ice from your driveway and sidewalks to prevent slips and falls. If using a snowblower- make sure the path is clear of debris, stay aware, refuel carefully, know how to clear a jam, and take it slow.

It is vital to make sure your car is properly stocked with tools to help clean snow and ice off your car. You should also keep your gas tank and windshield fluid reservoir full, as well as making sure your tires are sufficient for the winter weather.

Before taking off, make sure your car is fully cleared off, and that your headlights are on, for full visibility. Reduce your speed while driving, and avoid cruise control so that you can control the car. Always be cautious while driving, and avoid passing snowplows in snowy conditions. Be cautious with your speed and following distance, and remember bridges are usually the first areas to become icy!

It is extremely essential that your business is fully prepared and protected for adverse winter conditions and storms. To ensure a safe building, you should check that your windows, doors, and pipes are all inspected and prepared. Also, confirming that your fire sprinklers are regularly inspected and approved will help prevent loss in the case of any extreme situations or emergencies.

In the case of a winter storm, you can develop a snow removal plan so that the snow does not block entrances, or create more weight on the roof. Hiring a roofing contractor can be beneficial to make sure all of the snow is properly cleared and that the job is being professionally and safely done.

If you have any questions about how to prepare your home, business, or vehicle for a winter storm, feel free to reach out to our team! Our agents are happy to assist to ensure you and your belongings stay safe this winter.

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