Fast, Easy, & Affordable Car Insurance!
Looking for car insurance? We can help keep you, your family, and your vehicle covered with the proper coverage! Our team of licensed agents will review your current coverages, ensure you have enough coverage, all while making sure you have the most competitive rate. Whether it’s your first Auto Insurance policy, or for a policy renewal, we will always make sure you have the best rate with the best coverage.
Coverage &
Policies
See all the different ways Northeastern Insurance can protect your automobiles.
Discount
Learn how you can save on Auto Insurance by browsing discounts.
Want to make a Claim?
Get helpful information about filing an auto insurance claim directly through your carrier.
What risks does your policy cover?
Depending on the level of coverage you carry with your auto insurance,
policies will help pay to repair damage in the event of a covered loss.
By carrying only liability coverage, this is the most basic coverage option you can get. This will include Bodily Injury Liability, Property Damage Liability, Personal Injury Protection, Optional Basic Economic Loss, No-Fault Benefits (Death Benefit, Monthly Work Loss, Other Reasonable & Necessary Expenses), Supplementary Uninsured/Underinsured Motorist Coverage, and Medical Payments. Liability only coverage is the lowest requirement by New York State.
This will include all off the coverages listed above, plus Comprehensive coverage. Comprehensive coverages will provide coverage for all of your glass (windshield, windows), as well as any weather-related incidents. Examples of this could be if a tree were to fall on your car, hail damage, deer hit, fire, or anything else related to mother nature. This level of coverage is typically recommended for older vehicles that are fully paid off. Even though you may have an older vehicle, this level of protection will still cover any kind of glass damage or any kind of damage that may be out of your control.
By adding Collision coverage on top of liability and comprehensive coverage, your vehicle will be protected in the event that you are considered At-Fault for an accident. This level of coverage is required for any cars that are leased or financed, and it is recommended for any vehicles that still have any sort of financial value. We always want to make sure you and your vehicle are protected in the event of an accident.
Tip- Even if you are the only vehicle involved in an accident- it is still considered an At-Fault accident and would fall under your collision coverage!
Tip- Even if you are the only vehicle involved in an accident- it is still considered an At-Fault accident and would fall under your collision coverage!
By carrying rental reimbursement and roadside assistance, it will ensure that in the event you are in an accident, you will be covered for any out-of-pocket expenses that may result from the incident. If you are in an accident and you are unable to use your car while it is being repaired, rental reimbursement will pay for you to have a rental car during that time (limits may vary). By carrying roadside assistance- you will be protected in the event that you have a flat tire, need a tow, or need a jump start. These kinds of things happen, so we want to make sure you are protected and ease the claims process as much as possible.
Still have questions about what type of Car Insurance you need?
Visit our Office:
1214 Troy Schenectady Rd
Latham, NY 12110
Latham, NY 12110
Talk with a Local Agent:
518-346-2886
E-Mail for information:
service@nemail.com